An AI-powered DeFi lending platform combining no-collateral credit with on-chain borrowing and financial services.

Teller is a lending and financial-services platform combining traditional credit products with on-chain finance. The underlying Teller protocol has operated as a lending protocol since 2019 and supports both no-collateral lending through licensed lending partners and asset-backed on-chain loans against assets such as BTC, ETH and tokenized stocks. Its newer Debit AI layer provides a conversational AI interface through which users can access lending and perform on-chain activities such as swapping, bridging, borrowing and yield generation. DEBIT is the native utility token of this Debit ecosystem, primarily connected to platform services and AI-agent functionality.