Tokoin, Indonesia’s #1 blockchain project, backed by Indonesian government institutions and organizations, provides MSMEs (Micro, Small and Medium Enterprises) in emerging markets with a platform to conduct business profile and create a viable credit score giving them access services such as loans, insurance, line of credit and a marketplace to facilitate their growth which was not available to them – until now. Tokoin provides digital infrastructure to build Digital Business Identity which contains KYC process, routine transactions, and historical behavior that stores in a Decentralized Ledger.