계정 추상화에 의해 활성화된 스마트 계정은 복잡한 시드 문구나 기술적인 지갑 설정 과정을 거치지 않아도 되어 일반 대중들이 암호화폐를 쉽게 채택할 수 있도록 도와줄 것입니다. 다음 10억 명의 사용자들은 종이에 12개 단어를 적지 않을 것입니다.
Ethereum Foundation security researcher Yoav Weiss revealed the development at WalletCon in Denver, announcing that the core contracts for ERC-4337, or “account abstraction,” have passed an Open Zeppelin audit and will be made available on every Ethereum Virtual Machine (EVM) compatible network. This is a much faster development than most people thoughts.
Currently in most Web3 applications, users must begin by downloading a wallet. In contrast, account abstraction allows for a spectrum of onboarding options. Applications may integrate with existing wallets or users can login with the familiar username/password. In the latter case, applications could potentially spin up a wallet on behalf of the user “behind the scenes.”
With account abstraction, users don’t need to download wallets and sign transactions every time they want to complete an action. Instead, transactions can be bundled and approved at once.

Ethereum Launches Account Abstraction, Enables No Seed Phrases Wallets: The launch of the new ERC-4337 standard has enabled the arrival of smart accounts on Ethereum, offering a more user-friendly approach to cryptocurrency adoption.
Coinbase Switches from Silvergate Bank to Signature Bank for Prime Customers: Crypto exchange Coinbase switched its USD banking partner from Silvergate Bank to Signature Bank for its Prime customers. Silvergate Bank announced that it's unable to file the annual 10-K report for the 2022 fiscal year in a file submitted to the US Securities and Exchange Commission (SEC).
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